Mortgage financing can be arranged through a local financial institution or through the FMCiC.

The Ministers’ Pension Plan of the FMCiC allocates a portion of pension plan assets for mortgage financing of local churches.  To ensure the pension plan receives an adequate return, interest rates are based on Canadian market rates.  Payments are required monthly and the interest rate is adjusted on the renewal date.  Churches can choose terms of 1, 3 or 5 years.  The mortgages are fully open but require minimum monthly principal and interest payments.